Cashasap.Co.Uk – A Reliable Direct Lender for Small Loans

CashASAP – Review

CASHASAP.CO.UK in London is an online loan store being managed by APFIN LTD. authorised and regulated by the Financial Conduct Authority (FCA). As being the fast-growing lending agency in the UK, Cashasap offers a wide range of small amount loans for diverse needs, personal and commercial both.    

As per its business policy, the direct lending agency is dedicated to acting responsibly in all size lending to esteem customers. Believing in treating the customers with respect and fairly, the agency follows the policy to promote only the ethical business practices encompassing transparency, fair practices, the best in trade treatment, accurate information, the best support etc.

Even the pre-loan stage is taken with the same responsibility as the post lending stage. Every attempt is made to make every term and condition clear in all the respects to a borrower. All the possible rates and charges are made clear without any hidden clauses. While making the terms and conditions clear, the likely odd possibilities are also made clear. The friendly customer care experts support the clients to understand each issue during and post borrowing. Even the possible ways to leverage the borrowing benefits are also discussed to help the borrower improve financial status with the availed loan. 

FCA Registered

The leading agency with FCA reference number 673186 is the proud member of the Consumer Finance Association (CFA) also; membership number is 5821. As it is an excellent direct leading agency, so, the borrower saves considerably by eliminating the role of broker. The prime concern of agency is not the lending but the repayment comfort of a customer; therefore, the friendly lending experts plan the best to help the customer meet out the fund’s requirement but without being trapped in a long-term debt trap.

How to get a loan

As the borrowers pay the debt earlier because of proper guidance, every loan costs less. Each borrowing from CASHASAP.CO.UK comes as the pleasant experience of meeting out emergency expenses at affordable low cost. To ensure it, the agency asks the borrowers to share real and accurate information while filling out the online application form. It helps the agency to understand that it is not providing credit that is unsuitable and unaffordable for particular circumstances. According to Trustpilot, it is four stars – rated lending agency having lots of recommendations from the satisfied customers. 


To get the best tailor-made loan from the agency, the borrower needs to meet out specific criteria like – the borrower must be at least 18 years old, must be in part-time or full-time employment, must be a UK resident, must have UK bank account, must have linked debit card, must fill full and honest information in application form, have a working mobile phone, must have active email address etc. According to social media ratings, the agency seems a responsible lender; therefore, it expects the borrower also to be a ‘responsible borrower’.

The customers, who experience the financial difficulties post borrowing, are treated with respect is due consideration. If the economic circumstances changes unexpectedly, the experts work in close association with the borrower to invent the new feasible solution so that the borrower could pay the debt without being a long-term financial stress. The agency is open to change the terms and conditions accordingly; therefore, borrower feels himself in safe hands. The repayment period can also be extended if the borrower feels the problem in paying a large amount of monthly instalment. The monthly repayment date can also be changed if the salary date is changed. The extension of the loan, known as a rollover, is a great facility available.

Interest Rate

The cost of credit is the very first concern of borrower. The only charge for loan is the interest charged @ 290% pa.. The total loan repayment amount is based on credit amount plus the interest. No other fee is applied. A £10 default fee is charged on the 1st day after the expiry of repayment date. It is applicable in case of not paying the dues incomplete. The agency never compels to borrow more than that is needed. As a new customer, the first-time borrower can borrow £100 to £300, while the lending cap is £750 for the returning customers. 


The agency specialises in payday loan and multi-months loan. The payday loan is a small unsecured amount credited until the next payday; the borrower has to return the full loan amount in a single instalment on payday. The multi-months loan or instalment loan is given for several months with the provision of monthly payments of equal amount. The agency has placed a simple to use a calculator on its website facilitating the borrowers to check what they need and how much it will cost. No early payment fee is chargeable; therefore, the borrower can pay the loan earlier also. The freedom to spend as much as is possible makes the investment cheaper.

The loan works on a 24/7 basis. The agency has the same day funds transfer facility also. The borrower can get any type of assistance through e-mail, phone or using the Contact Us.

At The Blog On Finance, we aim to provide a general overview of a lender’s services and reviews through a standard rating process. After a thorough research and discovery period, here’s how Cashasap.Co.Uk stacks up:

Overall Rating
Affordability (interest rates, fees, and terms) 🌕🌕🌕🌕🌑
Availability (credit requirements, geographic reach) 🌕🌕🌕🌑🌑
Ease of Use 🌕🌕🌕🌕🌑
Transparency 🌕🌕🌕🌑🌑

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